Evaluating the True Value of Long-Term Care Insurance
Learn the Pros and Cons to Make an Informed Decision In the context of healthcare planning, the prospect of needing long-term care is an issue many must consider. Long-term care insurance (LTCI) aims to fill the gaps left by regular health insurance, Medicare, or Medicaid by covering services such as daily living assistance for individuals with chronic illnesses, disabilities, or other long-term conditions. Determining whether long-term care insurance is a suitable option depends on various factors. This article delves into different facets of LTCI, providing you with the necessary information to make a well-informed choice.